英语作文信用卡的好处和坏处_四级万能英语作文3篇

关于”信用卡的好处和坏处“的英语作文模板3篇，作文题目：The advantages and disadvantages of credit cards。以下是关于信用卡的好处和坏处的四级英语模板，每篇作文均为万能模板带翻译。

高分英语作文1：The advantages and disadvantages of credit cards

With the increasing popularity of credit card, people's attitude and shortcomings of credit card are also changing rapidly. It is very convenient to use credit card. There is no such thing as stolen cash.

Nowadays, people carry a card instead of a heavy purse wherever they go. Second, credit card represents great honor. People use credit card to show their special identity.

On the other hand, it also attracts other people's attention. Credit card does not always lead to overspending because good credit card will lead to overspending. Somehow, people pay more than they have and credit Card fraud happens more frequently.

In my opinion, credit card is good for our life, but we should use it cautiously. Only when we use credit card correctly, can we make contribution to more people, convenient and safe life.

中文翻译：

随着人们对信用卡越来越受欢迎，人们对信用卡的态度和缺点也在迅速变化，用信用卡是很方便的。现金被盗是不存在的。现在人们无论走到哪里都带着一张卡而不是一个沉重的钱包第二，信用卡代表着巨大的荣誉人们使用信用卡显示了他的特殊身份，另一方面也引起了别人的注意，信用卡并不总是因为好的信用卡会导致超支，不知何故人们支付的钱比他们所拥有的还要多，而且信用卡欺诈行为更频繁地发生在我看来，信用卡在我们的生活中是有好处的，但是我们应该谨慎地使用它，只有当正确使用信用卡才能为更多的人做出贡献方便、安全的生活。

万能作文模板2：信用卡的优缺点

Credit cards have been negatively affected by the credit crunch of the past few months, which will only lead to more debt and unfair interest rates. However, if a credit card is used correctly and you can keep up with your payments, they are very valuable in many ways. One of the most beneficial aspects of having a credit card is that it can help you.

If you have almost no borrowing experience, then you can improve your credit score. Using a credit card can help to convey to other creditors that you are a responsible and reliable borrower. Another advantage of having a credit card is that it is easier to buy things from companies, such as hotels in the tourism industry, airlines Airlines and car rental companies prefer to pay by credit card.

Some companies don't accept cash payment at all and this convenience. Many credit card companies provide insurance for large purchases. An example is that when XL Airlines went bankrupt in September, a more obvious advantage of credit cards was also one of the main reasons why people applied for credit cards.

Credit cards refer to emergency situations Next, you can use credit cards. If you resist the temptation to spend money on credit cards, you will have a lot of money to use when you need it most. You only need to pay the interest on the purchase or withdrawal, so it is very valuable to leave the credit card at home (where you will not be able to spend).

中文翻译：

信用卡在过去几个月的信贷紧缩中受到了负面影响，它们只会导致更多的债务和不公平的利率。然而，如果一张信用卡被正确地使用并且你能跟上你的支付，它们在很多方面都是非常有价值的。拥有信用卡最有益的一个方面就是它可以帮助你如果你几乎没有借贷经验，那么你可以提高你的信用评分，使用信用卡有助于向其他债权人传达你是一个负责任和可靠的借款人拥有信用卡的另一个好处是可以更容易地购买一些公司的东西，例如旅游行业的酒店，航空公司和汽车租赁公司更喜欢用信用卡支付，有些公司根本不接受现金支付以及这种便利性，许多信用卡公司为大额购买提供保险一个例子就是当XL航空公司在9月份破产时，信用卡的一个更明显的好处，也是人们申请信用卡的主要原因之一信用卡，是指在紧急情况下，你可以使用信用卡，如果你抵制住把钱花在信用卡上的诱惑，你会有一大笔钱在你最需要它的时候使用你只需支付购买或取现的利息，所以把信用卡放在家里（在那里你将无法消费）是非常有价值的。

满分英语范文3：信用卡的好处和坏处

Note: in this section, you can write a composition about campus credit card in a few minutes. You should write at least a few words and write a composition according to the following outline (in Chinese): in recent years, credit card is becoming more and more popular among college students, and banks are paying more and more attention to the university market. More and more college students apply for credit card and start to write a composition according to the following outline (in Chinese) Use credit card to spend.

The following three factors can explain the popularity of credit cards on campus. First, credit cards provide overdraft service, which is a great attraction for those students who have no money. Second, credit cards can reduce the financial burden of poor students, thereby reducing the risk of them dropping out of school.

In addition, many banks have some preferential policies in terms of credit cards, such as giving gifts. Because these policies reduce the annual cost, as far as I know, many college students have applied for credit cards. It is not a bad thing for college students to have credit cards.

However, there is a phenomenon of abusing credit cards among college students. Many students use credit cards to buy luxury goods they don't really need, and even some people use credit cards. Therefore, schools and banks have the responsibility to let college students learn how to use credit cards correctly.

Only in this way can college students really enjoy the benefits of credit cards.

中文翻译：

说明：在这一部分，你可以用几分钟的时间写一篇关于校园信用卡的作文你应该至少写几个字，并根据下面的大纲（中文）写一篇作文：校园信用卡近年来，信用卡在大学生中越来越受欢迎，银行也越来越关注在大学市场上，越来越多的大学生申请了信用卡并开始使用信用卡消费。以下三个因素可以解释信用卡在校园里的流行首先，信用卡提供透支服务，这对那些没有钱的学生来说是一个很大的吸引力第二，信用卡可以减轻贫困学生的经济负担，从而降低他们缺钱辍学的风险。此外，许多银行在信用卡方面有一些优惠政策，比如送礼物，由于这些政策降低了年成本，据我所知，许多大学生已经申请了信用卡，对大学生来说拥有信用卡并不是件坏事。

然而，大学生中存在着滥用信用卡的现象，许多学生用信用卡购买他们并不真正需要的奢侈品，甚至还有一些人用信用卡因此，学校和银行有责任让大学生学会如何正确使用信用卡，只有这样，大学生才能真正享受到信用卡的好处。

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